Personal Deposit Accounts

Checking Options

Every new personal checking account includes:

  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Deposit
  • FREE eStatements
  • FREE Thank You Gift

PLUS:

  • Buy back of your unused checks and debit cards from another financial institution
  • Surcharge Free ATM Access to all Cincinnati Federal, Allpoint®, and MoneyPass® ATMs nationwide and automatic refunds up to $10 per month in out-of-network ATM fees.

Product Selector


Compare All Checking Accounts

Premier Interest Checking

An account for those looking to earn higher interest!

Features:
  • FREE standard checks
  • Higher interest rate with balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $10 monthly fee if balance falls below $1,500

50 Plus Interest Checking

A perfect account for customers 50 and over!

Features:
  • FREE standard checks - up to two boxes per year
  • Competitive interest
  • No minimum balance
  • No monthly service charge

Direct Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment!

Features:
  • Competitive interest
  • No minimum balance
  • No monthly service charge

Simply Free Checking

A FREE account for everyone!

Features:
  • No minimum balance
  • No monthly service charge

 

Get started today with any of our deposit accounts!

Open an Account View Rates Locations & Hours

Savings Options

Savings Product Selector

Compare All Savings Accounts

Premier Interest Savings

Features:
  • As little as $50 to open*
  • Earns a premier interest rate
  • Only $10 fee if balance falls below $2,500

Simply Savings

Features:
  • As little as $50 to open*
  • Only $5 fee if balance falls below $100 minimum balance

 *Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Free gift provided at the time of account opening. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organization.

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