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Paul H. Warner

LO - Paul Warner Jr.

NMLS #718120
Cell: 513-504-4999
Fax: 513-574-4370


Paul graduated from the UC in 2002 with a Bachelor’s in Business Admin, with a dual focus in Finance and Real Estate.  He has 18 years of lending experience and is proud to have a career with a small bank. This offers a high degree of flexibility in underwriting and a high level of attention to each particular loan application.  He understands how to match a particular mortgage product to the requirements and in the best interest of his customers.  Through Cincinnati Federal’s wide variety of special “Homebuyer Programs” including Down Payment Assistance programs & grant program, he is constantly evaluating whether a homebuyer is eligible for benefits they aren’t aware these programs can provide.  Many years of experience have taught him which factors contribute to a strong overall credit profile enabling him to help prepare a potential borrower many months before they attempt to apply for a mortgage pre-approval.  This effort helps provide an enjoyable and efficient home buying process with few surprises.  


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