WelcomeCF


Welcome,
Cincinnati Federal Customers!

Log into your Cincinnati Federal Account

Personal Online Banking + Business Online Banking +

Welcome, Cincinnati Federal Customers!


We’re Excited to
Welcome You to LCNB

On behalf of the entire team at LCNB National Bank, we want to extend our sincerest welcome to all of Cincinnati Federal’s customers as you join our LCNB family.

LCNB shares Cincinnati Federal’s commitment to providing exceptional personal service to our customers and supporting the communities we serve. As so many of you have grown with Cincinnati Federal and their friendly associates, we are pleased to share that many of them are staying with us as we combine our banks’ strengths, selection of products, and banking resources. These associates will continue to:

Work for you, both at the branches, and behind the scenes

Help you with your day-to-day banking

Help service all your financial needs

As an LCNB National Bank customer, you now have access to 34 branches from Columbus to Northern Kentucky, a network of over 40,000+ MoneyPass® ATMs nationwide, and much more.

LCNB National Bank is excited to build a strong bond with you that provides more choices to support your financial journey — we can go Further Together.

Eric J. Meilstrup signature

Eric J. Meilstrup

President and CEO
LCNB National Bank


Key Dates & Numbers

November 9–11, 2023

We will mail you a new LCNB Debit Mastercard®, including instructions to activate your card.* If you have not received your new card by then, please reach out to our Client Care Team at 800-344-2265.


Now through December 8, 2023

Continue to access your account via Cincinnati Federal Online Banking and refer any account questions to Cincinnati Federal’s contact center, which you can reach at 513-598-2299.


December 8–11, 2023

Your Cincinnati Federal account(s) will convert to LCNB account(s). During this time, access to eBanking (formally known as Online/Mobile Banking) services will be unavailable. Debit card purchases can be made, but they will not be posted to your account until December 11-12, 2023.


December 11, 2023

Your existing Cincinnati Federal debit Mastercard will be deactivated. Please make sure you have activated your new LCNB debit Mastercard.*


If you use online banking, you will receive an email with instructions for accessing your accounts via LCNB eBanking.

*If you attempt to activate your card before December 11, you will encounter a failed attempt.

LCNB’s Routing Number: 042205708


Helpful Resources as You Transition to LCNB

FAQs

You can find answers to frequently asked questions about the conversion of your accounts here. If you don’t find the answers to your particular questions, please call us at 800-344-2265.

Important Phone Numbers

Call LCNB | 800-344-2265

Local Client Care Center
Mon. – Thurs.: 8:30 am – 5:00 pm
Fri.: 8:30 am – 6:00 pm
Sat.: 8:30 am – 1:00 pm

After-Hours Call Center
Sun.: 9:00 am – 5:00 pm
Mon. – Thurs.: 5:00 pm – 11:00 pm
Fri.: 6:00 pm – 11:00 pm
Sat.: 1:00 pm – 5:00 pm

Bankline Telephone Banking

888-786-5262

Report a Lost or Stolen Card

800-344-2265

Cardholder Services Card Activation

800-290-7893

Online and Mobile Banking

If you currently use Cincinnati Federal online banking, we will set you up with a new online profile for LCNB Online. Around December 8, 2023, you will get an email that includes login information and instructions.

Once you are enrolled in LCNB Online, you can download LCNB Mobile from your app store.*

*Mobile internet data and text message charges may apply. Please contact your mobile service provider for details. Subject to Online Banking Terms and Conditions.

App Store app link Play Store app link

How to Order Checks

You can continue using your current Cincinnati Federal check supply for your deposit account, even after your account has transferred to LCNB. When you need to order new personal or business checks, visit lcnb.com, select the Personal or Business tab at the top of the webpage, then follow the link under Checking. All new check orders made after November 1, 2023 will show LCNB’s name and routing number.

Online and Mobile Banking

If you currently use Cincinnati Federal online banking, we will set you up with a new online profile for LCNB Online. Around December 8, 2023, you will get an email that includes login information and instructions.

Once you are enrolled in LCNB Online, you can download LCNB Mobile from your app store.*

*Mobile internet data and text message charges may apply. Please contact your mobile service provider for details. Subject to Online Banking Terms and Conditions.

App Store app link Play Store app link


Conversion Guide

For detailed information about how your Cincinnati Federal accounts will be handled and what you can expect during the transition to LCNB, please review our Conversion Guide.

Conversion Guide

For detailed information about how your Cincinnati Federal accounts will be handled and what you can expect during the transition to LCNB, please review our Conversion Guide.

Committed to Your Financial Well—Being

As a true community bank, LCNB is proud to provide quality financial solutions, personalized service, and trusted guidance to help individuals, families, and businesses reach their goals.

Committed to Your Financial Well—Being

As a true community bank, LCNB is proud to provide quality financial solutions, personalized service, and trusted guidance to help individuals, families, and businesses reach their goals.

Convenient checking accounts (including interest-earning and cash back options)


Savings accounts with great rates and simple requirements


CD specials offer secure returns and FDIC insurance


Apply for a home loan to help you buy, refinance, or access your equity


Auto and personal loans with low rates and flexible terms


Business checking, savings, lending, and cash management solutions


A full range of wealth management, trust, and investment services


Discover our Financial Learning Center


Convenient checking accounts (including interest-earning and cash back options)


Savings accounts with great rates and simple requirements


CD specials offer secure returns and FDIC insurance


Apply for a home loan to help you buy, refinance, or access your equity


Auto and personal loans with low rates and flexible terms


Business checking, savings, lending, and cash management solutions


A full range of wealth management, trust, and investment services


Discover our Financial Learning Center



Locations & Hours

Together with Cincinnati Federal, LCNB is ready to serve you at 34 branches across Southwest Ohio, Central Ohio, and Northern Kentucky.

Locations & Hours

Together with Cincinnati Federal, LCNB is ready to serve you at 34 branches across Southwest Ohio, Central Ohio, and Northern Kentucky.

Find a Branch +

LCNB History

LCNB National Bank has evolved significantly over its 145 years of existence:

1877

Lebanon National Bank was founded to serve individuals, families, and businesses in the region.

1962

LCNB opened its first branch in South Lebanon.

1977

LCNB celebrated its centennial with just 50 employees and three branch locations.

1984

The Bank expanded to five new branches in Warren County and reached $100 million in assets.

1990s

The Bank continued to grow through acquisitions.

1999

LCNB Corp. was formed.

2001

LCNB grew to 18 branches, 250 employees, and $480 million in assets.

2013—2018

LCNB completed four more acquisitions, growing to 30 branches across Ohio and 350 employees.

2023

LCNB merged with Cincinnati Federal, creating a $2.2 billion bank with 34 branches in Ohio and Kentucky.

LCNB History

LCNB National Bank has evolved significantly over its 146 years of existence:

1877

Lebanon National Bank was founded to serve individuals, families, and businesses in the region.

1962

LCNB opened its first branch in South Lebanon.

1977

LCNB celebrated its centennial with just 50 employees and three branch locations.

1984

The Bank expanded to five new branches in Warren County and reached $100 million in assets.

1990s

The Bank continued to grow through acquisitions.

1999

LCNB Corp. was formed.

2001

LCNB grew to 18 branches, 250 employees, and $480 million in assets.

2013-2018

LCNB completed four more acquisitions, growing to 30 branches across Ohio and 350 employees.

2023

LCNB merged with Cincinnati Federal, creating a $2.2 billion bank with 34 branches in Ohio and Kentucky.

Contact an LCNB Banker

LCNB is here to help. Fill out the contact form below and an LCNB Banker will reach out to you.

 

LCNB National Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.