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Cincinnati Federal Credit Cards

Choosing the right card is easier than ever. No matter which card you choose, you'll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile payment capability for added convenience
  • Plus much more!

Click here to get started!  Click here if you are an existing customer!

MasterCard® Debit Card

Cincinnati Federal offers MasterCard® Debit Cards, giving you full access to your money anytime, anywhere. Making purchases has never been easier.

No Surcharge ATMs

Life can be hectic but getting cash shouldn't be. Whether you're having fun around the tri-state area or on vacation at your favorite destination, Cincinnati Federal, in partnership with Fifth Third Bank® and the MoneyPass Network®, offer surcharge free ATMs.

Find a Fifth Third Bank ATM near you!  Find a MoneyPass ATM near you!

Lost and Stolen Debit Card

In the event of a lost or stolen Cincinnati Federal MasterCard® Debit or ATM Card or any unauthorized use, contact us immediately at: (513) 921-1465, (800) 528-2273 or by email at ftpsls@cmcone.com. Cincinnati Federal may charge for replacement cards.

Mastercard® 3D SecureTM


If you have an Cincinnati Federal Mastercard Credit Card, MasterCard SecureCode provides an extra level of protection for online purchases at participating retailers. MasterCard SecureCode is a free service that automatically sends a One Time Password via SMS to your mobile number in order to authenticate the purchaser and protect your card against unauthorized usage.


Your Mastercard card will be pre-enrolled into MasterCard SecureCode so there will be no additional efforts for you. However, if your mobile number is incorrect, please contact your local branch to update and continue with the transaction.

Overdraft Coverage

 Life happens! Cincinnati Federal understands that unexpected overdrafts occur from time to time – Overdraft Coverage can help.

Learn more about Overdraft Coverage

Deluxe® Check Reorder

Whether you need personal checks, business checks or coordinating accessories, Deluxe's® online ordering makes shopping quick and easy. To create your order, click the link below.

Reorder Checks Now