Savings Accounts

Savings accounts are an excellent way to save.  Cincinnati Federal offers several different options to help you save for the future.

Passbook Savings Click here to see current Interest Rates

• Traditional interest bearing savings account where you can keep track of your transactions in you passbook. 
• Interest rates are tiered and are compounded and paid quarterly.  Rates may change at any time. 

Preferred Savings Click here to see current Interest Rates

• Interest bearing savings account with a traditional passbook for your convenience. 
• Interest is compounded and paid quarterly.  The Interest Rate is based on your balance so the more you have on deposit the higher the interest rate you will be paid.  Rates may be changed at any time.  

Statement Savings Click here to see current Interest Rates

• Interest bearing savings account with convenient monthly statements
• Interest rates are tiered (based on the monthly balance) and are compounded and paid monthly.  Rates may change at any time. 
• ATM access to your account is available
• Direct Deposit / Direct Debit is available

Interest Plus Savings Click here to see current Interest Rates

• High rate interest bearing savings account with convenient monthly statements
• Interest rates are tiered (based on the monthly balance) and are compounded and paid monthly.  Rates may change at any time. 
• ATM access to your account is available
• Direct Deposit / Direct Debit is available

Christmas Club Savings Click here to see current Interest Rates

• This convenient passbook-type account is credited with interest every year (in mid-October) and a check for the balance is issued to you to help pay for Christmas expenses, or maybe that great vacation you are planning.

Click here for our Savings Account Disclosure