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Savings Accounts

Savings accounts are an excellent way to save.  Cincinnati Federal offers several different options to help you save for the future.

Passbook Savings Click here to see current Interest Rates

  • Traditional interest bearing savings account where you can keep track of your transactions in a passbook 
  • Interest rates are tiered and are compounded and paid quarterly.  Rates may change at any time

Preferred Savings Click here to see current Interest Rates

  • Interest bearing savings account with a traditional passbook for your convenience
  • $2500 minimum balance to earn interest
  • Interest is compounded and paid quarterly.  The Interest Rate is based on your balance so the more you have on deposit the higher the interest rate you will be paid.  Rates may be changed at any time 

Statement Savings Click here to see current Interest Rates

  • Interest bearing savings account with convenient monthly statements
  • Interest rates are tiered (based on the monthly balance) and are compounded and paid monthly.  Rates may change at any time 
  • Free ATM access at nearly 500 ATMs in Greater Cincinnati and over 15,000 nationwide
  • Direct Deposit / Direct Debit is available

Interest Plus Savings Click here to see current Interest Rates

  • High rate interest bearing savings account with convenient monthly statements
  • Interest rates are tiered (based on the monthly balance) and are compounded and paid monthly.  Rates may change at any time
  • $2500 minimum balance to earn interest
  • Free ATM access at nearly 500 ATMs in Greater Cincinnati and over 15,000 nationwide
  • Direct Deposit / Direct Debit is available

Christmas Club Savings Click here to see current Interest Rates

  • This convenient passbook-type account is a great way to help pay for Christmas expenses or maybe that vacation you are planning
  • Interest paid yearly (Mid-October)
  • Option of check or automatic payment is available

Click here for our Savings Account Disclosure