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Privacy Notice

FACTS

WHAT DOES CINCINNATI FEDERAL DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balances
  • Transaction or loss history
  • Overdraft history
  • Account transactions
  • Checking account information
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Cincinnati Federal chooses to share; and whether you can limit this sharing. 
Reasons we can share your personal informationDoes Cincinnati Federal share?Can you limit this sharing?

For our everyday business purposes

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes

to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes

information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes

information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?

Call (513) 574-3025 or go to www.cincinnatifederal.com

Who We Are

Who is providing this notice?

Cincinnati Federal means the following institutions: Cincinnati Federal Savings & Loan Association

What We Do

How does Cincinnati Federal protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Cincinnati Federal collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Provide employment information
  • Apply for a loan
  • Provide account information
  • Give us your income information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Cincinnati Federal has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Nonaffiliates we share with can include investment, insurance product and credit card companies.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Cincinnati Federal doesn't jointly market.