Lending Services

Cincinnati Federal has a variety of loan products to meet your needs. Below is a partial list of products available. For more information about how we can customize a loan to meet your specific needs contact the Lending Center at (513) 574-3025.

Property Types

• Single Family and Condominiums
• 2-4 Family
• Multi-Family
• Developed Lots
• Commercial Real Estate

Loan Products

• 30 and 15 Year Amortizations
• 7/1, 5/1, 3/1 and 1/1 Adjustable Rate Loans
• Jumbo Loans
• Non Conforming Mortgages
• Home Equity Loans
• First Time Home Buyers
• Construction Loans

Required Information

• Last 2 bi-weekly or last 4 weekly paycheck stubs
• W-2 forms for the last 2 years (2 years returns for self employed)
• 2 most recent statements for deposit accounts
• Purchase Contract
• Legal description
• Plans and specifications on construction loans