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Checking Accounts

Interest Rates

Personal Checking

  • No Minimum Balance Requirement
  • No monthly Service Fee
  • Unlimited Check Writing
  • MasterMoney Debit Card
  • 1st Box of Checks Free  (Always Free for Seniors)
  • Free ATM transactions at nearly 500 ATMs in Greater Cincinnati and over 15,000 nationwide

Preferred Checking

  • Interest Paid Monthly - Click here to see current Interest Rates          
  • $1,000 Minimum Balance to earn interest
  • Unlimited Check Writing
  • MasterMoney Debit Card
  • 1st Box of Checks Free (Always Free for Seniors)
  • Free ATM transactions at nearly 500 ATMs in Greater Cincinnati and over 15,000 nationwide

Business-Professional Checking

  • Interest Paid Monthly - Click here to see current Interest Rates
  • Merchant Deposit Services Available
  • No transaction fees (on checks deposited or written)
  • MasterMoney Debit Card

Business-Corporate Checking

  • Merchant Deposit Services Available
  • No transaction fees (on checks deposited or written)
  • MasterMoney Debit Card

LOST / STOLEN DEBIT CARDS
In the event of a lost or stolen Cincinnati Federal Savings’ MasterMoney Debit Card or ATM card, or any unauthorized use of your card or PIN number, contact us immediately at: (513) 921-1465, (800) 528-2273 or by email at ftpsls@cmcone.com    Cincinnati Federal may charge for replacement cards

Click here for our Personal Checking Disclosure
Click here for our Business Checking Disclosure
Click here for our Electronic Fund Transfer Agreement & Disclosure