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Certificates of Deposits

Cincinnati Federal Savings & Loan offers Certificates of Deposit (CDís) of various terms and rates to suit your needs.

Click here to see current Interest Rates for various Certificate of Deposit terms.
  • Certificates of Deposits (CDís) range in terms from 3 months to 10 years.
  • CDís require a minimum deposit of $500.
  • Interest can compound and accumulate in the account or can be withdrawn monthly or quarterly by check or transfer to another Cincinnati Federal account.
  • CD's automatically renew at maturity for the same term. There is a grace period of 9 calendar days where the terms can be changed or funds can be added/withdrawn without penalty.
  • A certificate maturity notice will be mailed to you approximately one month prior to the CDís maturity.
Click here for full Certificate of Deposit Disclosure