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ABOUT US

COMMUNITY-ORIENTED MUTUAL THRIFT

Cincinnati Federal Savings and Loan Association (originally chartered as Library Savings and Loan) was founded in 1922.  We have been meeting the savings and borrowing needs of our community ever since.

Cincinnati Federal operates as a federally chartered “mutual” savings and loan.  This means that Cincinnati Federal is owned by its depositors, not by investors or stockholders.  This unique ownership type allows us to concentrate on you, our customers, providing friendly and personal service without having to worry about the “next quarterly earnings report”.

GROWING TO SERVE YOUR NEEDS

Going all the way back to 1922, our main office has been located in the heart of Price Hill at 4310 Glenway, at the corner of Glenway and Sunset Avenues.  Over the years, Cincinnati Federal expanded its reach in the Cincinnati area.  This includes the acquisition of other “mutual” savings and loans  such as Delta Savings and Loan, McHenry Savings and Loan and Fulton #4.

In the 1980’s Cincinnati Federal branched out and opened offices in Miami Heights (on Bridgetown Road near the intersection with Shady Lane), and in Anderson Township (on Nagel Road just north of Beechmont Avenue next to the Anderson Township Post Office).

In October of 2006, we opened a new Lending Center in Taylor’s Creek (Dent) to accommodate a growing lending staff and  provide an additional business location for our borrowers.

More recently, another savings institution has merged into Cincinnati Federal Savings.  In November of 2007,   Clifton Heights Savings and Loan, founded in 1885, has become part of the Cincinnati Federal family.  As another deposit-member owned mutual thrift, Clifton Heights S & L  was very similar to Cincinnati Federal’s operations and philosophy.  This new Clifton-area branch is more centrally located between our east and west offices.

While we have grown over the years, along the way we have always remained committed to our customers and the communities we serve.

Our friendly and knowledgeable staff is ready to work with you on your savings or borrowing needs.