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COMMUNITY-ORIENTED MUTUAL THRIFT
Cincinnati Federal Savings and Loan Association (originally chartered as Library Savings and Loan) was founded in 1922. We have been meeting the savings and borrowing needs of our community ever since.
Cincinnati Federal operates as a federally chartered “mutual” savings and loan. This means that Cincinnati Federal is owned by its depositors, not by investors or stockholders. This unique ownership type allows us to concentrate on you, our customers, providing friendly and personal service without having to worry about the “next quarterly earnings report”.
GROWING TO SERVE YOUR NEEDS
Going all the way back to 1922, our main office has been located in the heart of Price Hill at 4310 Glenway, at the corner of Glenway and Sunset Avenues. Over the years, Cincinnati Federal expanded its reach in the Cincinnati area. This includes the acquisition of other “mutual” savings and loans such as Delta S & L, McHenry S & L and Fulton #4.
In the 1980’s Cincinnati Federal branched out and opened offices in Miami Heights (on Bridgetown Road near the intersection with Shady Lane), and in Anderson Township (on Nagel Road just north of Beechmont Avenue next to the Anderson Township Post Office).
In October of 2006, we opened a Lending Center in Dent at I-74 and Rybolt Rd to accommodate a growing lending staff and to provide an additional business location for our borrowers.
In November, 2007, another savings institution, Clifton Heights Savings and Loan, which was founded in 1885, merged into Cincinnati Federal Savings and become part of our Cincinnati Federal family. As another deposit-member owned mutual thrift, Clifton Heights S & L was very similar to Cincinnati Federal’s operations and philosophy. This Clifton-area branch is more centrally located between our east and west offices.
Most recently, Cincinnati Federal purchased the building housing the Lending Center in Dent at 6581 Harrison in late January, 2010. In an effort to combine the Association’s lending operations with the administrative and accounting staff in one location, this office will serve as the Association’s corporate headquarters going forward. We anticipate a limited branch operation at this location by mid-summer, 2010.
While we have grown over the years, along the way we have always remained committed to our customers and the communities we serve. Our friendly and knowledgeable staff is ready to work with you on your savings or borrowing needs.
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